Solve For
Variables
N Number of Years
years
Term length (auto-converts to periods)
I/Y Interest Rate
% per yr
Annual interest rate
PV Present Value
$
Negative = cash outflow (investment/loan)
PMT Payment
$
Periodic payment amount
FV Future Value
$
Ending value / balloon payment
Quick Examples
Payment (PMT)
$--
Enter values and click Calculate
N
-- yrs
I/Y
--%
PV
$--
PMT
$--
FV
$--
PV + PMT × [(1 - (1+i)^-N) / i] + FV × (1+i)^-N = 0
The fundamental TVM equation
Cash Flow Timeline
Period 0
PV: $--
PMT: $--
Period 1
...
...
PMT: $--
Period N
FV: $--
Interpretation
Select what to solve for, enter the known values, and click Calculate.
Period-by-Period Growth
| Period | Beginning Bal | Interest | Payment | Ending Bal |
|---|